# Tara Holloway, AFC® — Senior Financial Educator | Nimbus Loans > Tara Holloway: Accredited Financial Counselor with 8 years in nonprofit credit counseling, specializing in payday loan alternatives and military financial education. Источник: https://nimbusloans.com/authors/tara-holloway/ --- # Tara Holloway, AFC® Senior Financial Educator at Nimbus Loans. An Accredited Financial Counselor bringing 8 years of nonprofit credit counseling experience — making small-dollar lending and its alternatives easy to understand. TH **Tara Holloway, AFC®** · AFCPE-accredited **On this page** Background Certifications Specializations Content reviewed Disclosures Contact ## Professional background Tara Holloway is the Senior Financial Educator at Nimbus Loans, where she leads the development of educational content for working-class households navigating short-term cash gaps. She holds the Accredited Financial Counselor (AFC®) designation from the AFCPE and earned a Bachelor of Arts in Economics from the University of North Carolina at Chapel Hill in 2017. After graduating, Tara joined a community-action agency in Durham as a financial coach, where she ran intake assessments for households facing eviction, utility shutoff, and payday loan rollover cycles. In 2018 she completed her NFCC certification and moved into a senior counselor role, supervising a team of three coaches and developing the curriculum used by the agency's monthly financial-literacy workshops. From 2019 through 2023 Tara was Lead Counselor at FairFinance Florida, a Tampa-based 501(c)(3) credit-counseling nonprofit. There she facilitated more than 1,400 one-on-one counseling sessions, built a debt-management plan template later adopted by three sister agencies, and delivered military-financial-readiness briefings on bases in Florida and Georgia under contract with Military OneSource. She joined Nimbus Loans in 2023 to scale the educational mission to a national audience: the same plain-language explainers, the same alternatives-first framing, served at the moment a household searches for "payday loans near me." Tara authors the money pages and reviews state-specific cost content for accuracy and tone. ## Certifications held **Accredited Financial Counselor (AFC®)** AFCPE Accredited Financial Counselor (AFC®) · Active since 2018 **NFCC Certified Credit Counselor** National Foundation for Credit Counseling · Certified 2018 **BA Economics** University of North Carolina at Chapel Hill · 2017 **Years of experience** 8 years in nonprofit credit counseling and financial education ## Specializations - **Payday lending** — cost structure, rollover mechanics, state regulatory variation - **Debt management plans (DMPs)** — eligibility, creditor concessions, plan design - **Small-dollar alternatives** — PALs, employer EWA, nonprofit hardship grants - **Military finance** — Military Lending Act, relief-society programs, deployment budgeting - **Household budgeting** — low- and moderate-income cash-flow planning ## Content reviewed by Tara Tara authored or reviewed the following pages on Nimbus Loans: - [Payday Loans Online — Compare 23+ State-Licensed Lenders (2026)](/payday-loans/) - [15 Payday Loan Alternatives Ranked by Cost](/alternatives/) - [What is a Payday Loan? Plain-English Explainer](/learning-center/what-is-a-payday-loan/) - [Payday Loans in Texas: Laws, Rates, Limits & Alternatives](/by-state/texas/) ## Disclosure of potential conflicts **Disclosure.** Author owns no securities in companies covered. Compensated by Nimbus Loans salary; no per-loan referral incentives. No outside consulting relationships with lenders, lead generators, or debt-relief firms. Pro-bono volunteer with the local NFCC-affiliated agency in her area. ## Get in touch For editorial questions, corrections, or interview requests, contact editor@nimbusloans.com. #### Who creates this content Each page on the Nimbus Loans site gets written by a qualified author and is then verified by an independent reviewer. [View all 6 authors](/authors/) --- #### Our content guidelines [Read our editorial policy →](/editorial-policy/) [Our fact-checking method →](/fact-checking-policy/) [Record of corrections →](/corrections/)