# Our Authors & Reviewers | Nimbus Loans

> Meet the credentialed team behind Nimbus Loans — AFC® counselors, a CFP® professional, a consumer-rights lawyer, a licensed lender, and a USMC veteran.

Источник: https://nimbusloans.com/authors/

---
# Writers & Reviewers

Every article published by Nimbus Loans includes a byline from an expert author and is then vetted by a separate credentialed reviewer (such as an AFC®, CFP®, JD, or an NMLS-licensed lending expert). All professional credentials are open to public verification; you can find license and certification IDs on each contributor's profile.

**Our editorial standard.** Writers never act as reviewers for their own work. That's why you'll see two names on each financial guide and state resource page: one for the author and one for the checker.

[SM**Tara Holloway, AFC®**Senior Financial EducatorAn Accredited Financial Counselor bringing 8 years of experience from nonprofit credit counseling. Writes money guides; specialized knowledge covers payday loans, handling debt, and military financial issues.](/authors/tara-holloway/)

[JO**Hannah Schaefer, CFP®**Editorial ReviewerA CFP® and past Reuters journalist reporting on consumer finance. Combines 18 years in news and fee-only financial planning. Serves as the primary reviewer for financial guides and state pages.](/authors/hannah-schaefer/)

[MR**Daniel Reyes, JD**Consumer Law ReviewerConsumer-rights lawyer with Stanford training and California Bar membership. Previous experience includes NCLC and Consumer Federation. Evaluates content on TCPA, FDCPA, state lending statutes, CFPB rules, and MLA.](/authors/daniel-reyes/)

[DC**Andre Lindqvist**Senior Personal Finance WriterColumbia-trained personal-finance journalist with 10 years at Bankrate and NerdWallet. Bad-credit lending, subprime products, EWA, and gig-economy finance.](/authors/andre-lindqvist/)

[LT**Bianca Donovan, AFC®**Military & Veterans EditorUSMC veteran, Naval Academy alumnus, and AFC® concentrating on armed-forces finances. Gained 7 years of expertise at Navy-Marine Corps Relief Society and Military OneSource. Heads our MLA-compliance review.](/authors/bianca-donovan/)

[MJ**Caleb Nakamura**Licensed Lender ReviewerAn NMLS-licensed lending professional with 15 years at a regional credit union. Also teaches as an adjunct lecturer at UT Arlington. Checks content on underwriting, Ability-to-Repay, CSO/CAB regulations, and spotting fraud.](/authors/caleb-nakamura/)

## How we build our editorial board

All contributors are required to supply a valid professional credential — which could be a license number, certification ID, or institutional tie. Each one signs Nimbus Loans's agreement on editorial standards and reveals any financial connections to loan companies, lead generators, or debt-settlement businesses. Individuals with active consumer-protection legal actions in any state are barred from contributing.

To see our complete procedure, please refer to the [Editorial Policy](/editorial-policy/) and [Ownership Disclosure](/ownership-disclosure/).